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An appraisal is a document that provides a detailed description and corresponding value for a specific item, whether it is a bracelet, a watch, or a diamond ring. Most jewelry and diamond ring appraisals are performed by a certified appraiser who conducts a thorough inspection of the piece. Appraisals sometimes accompany a piece of jewelry when its purchased from a store, but are most often requested for either insurance purposes or when a client is looking to sell the asset and wants to understand what it could be worth. Insurance companies will use this document to implement a policy for your ring and allow it to be covered in the event the ring is lost, stolen or significantly damaged. Getting a diamond appraisal will provide a detailed description of the ring – including the diamond’s carat, color, clarity, and cut – and a corresponding valuation based on the quality of all its various elements, such as diamonds, side stones, age, condition, and branding.

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